Proof of Identity and Valid Social Security Number (SSN)

• Must provide a government issued Identification with Photo and SSN

Credit Report

• Must have a minimum credit score of 550 to 600 (mininum credit score dependent on the combined strength of applicant's income, employment, and rental history)
• Must have two or more acceptable credit references (credit card, car loan, etc.) within the last 3 years
• Cannot have other outstanding monthly credit payments in excess of 40% of gross monthly income (excluding rent)
• No repossessions, collections, or judgements for unpaid bills within the last 2 years.
• No non-discharged bankruptcy in the last 7 years
• Cannot have more than 3 late credit card or loan payments in the last 12 months

Income

• Gross monthly income must be 3x monthly rent
• Must show proof of income
  • Last 3 pay stubs if income based on employment
  • Letter of employment with state salary if relocating to this area for a job
  • Most recent Tax Return if self-employed
  • Proof of Monthy Social Security, pension, disability, or other allotment and/or sufficient funds in a sustained savings/retirement account if unemployed or retired.

Employment (if Income is based on employment)

• Must have at least 1 year of steady employment (cannot have frequent or large gaps in employment in the last 12 months)

Rental History

• Must have at least 2 years of satisfactory rental or mortgage history
• Must have history of satisfactory rent payments and occupancy with current and previous landlords
• Must have satisfied terms of lease and given sufficient and proper notice-of-termination with current or previous landlords.
• Cannot have outstanding debt, judgement, or eviction from current or previous landlords

Criminal Report

• Cannot be charged or convicted of a felony
• Cannot have a misdemeanor for an act-of-violence, drugs, or sex offense

• Must be "complete"
• Cannot have false or misleading information
• Must have current and correct contact information for employment and rental history

• Pets
• Water-filled furniture or aquarium
• Number of occupants
• Smoking